Builder’s Risk Insurance

Find out everything you need to know about coverage for your building project. Course of Construction insurance does not replace your contractors or general liability insurance.

Why? Because this coverage does not provide coverage against third-party claims. So, say you are sued for damages to someone else’s property. This is a job for liability insurance, not Builder’s Risk.

In addition, there is no protection for employee injuries. Your Workers Compensation is coverage for worker injury, disability or fatality.

So, what is this insurance for?

  1. Protect the building that you are constructing, remodelling or renovating.
  2. Get coverage for vandalism.
  3. Protect tools or building materials from theft or damage.

But this is not all there is to it. Find out more. Read the Builder’s Risk blog. 

March 3, 2020

The Difference between Builder’s Risk and Inland Marine

It’s easy to confuse insurance policies and believe they offer more protection than they do. Contractors are often left confused about whether their Construction Project Coverage is sufficient. Is Builder’s Risk enough or will more insurance be required? Do you know the differences between Builder’s Risk and Inland Marine Insurance?
February 27, 2020

Is Builder’s Risk for Plumbing Contractors?

Regardless of what you’re building, fixing or renovating, the importance of Builder’s Risk for plumbing contractors cannot be stressed enough. Builder’s Risk insurance is a contractor insurance coverage created to help protect your business against disasters such as loss or damage to your tools or equipment. 10 Facts about Builder’s Risk for Plumbing Contractors Below we’ll tell you more about what is also known as Course of Construction insurance.
February 26, 2020

Is Builder’s Risk for Painting Contractors? Find out!

Builder’s Risk Insurance for Painting Contractors — most painting business owners don’t think about it, do you? To be honest, your priority has probably been general liability and Workers Compensation. It’s easy to see why you wouldn’t have factored Builder’s Risk Insurance into the equation. So the answer is, Yes. Let’s take a look at where the protection your business gets from Painters Insurance stops, and where Builder’s Risk coverage starts.