Earthquakes can strike without warning, causing significant damage to homes, buildings and other properties. Standard policies like Homeowners and Builders Risk Insurance typically does not cover earthquake damage, leaving your property and finances vulnerable. Earthquake insurance is designed to provide the protection you need to recover from these natural disasters.
Homeowners, developers, condo owners, and renters in regions prone to seismic activity should consider earthquake insurance essential. States like California, Oregon, and Washington are high risk areas, while other states like Nevada, Missouri, Utah, and even some areas on the East Coast states have significant seismic risks.
Even if your home isn’t located near a well-known fault line, you could still experience the effects of an earthquake. If your home is older and built on soft soil, it’s worth considering coverage regardless of proximity to a fault line.
Keep in mind that earthquake insurance often has separate deductibles for different types of coverage, which may vary based on your location and policy.
This insurance covers the cost of repairing or rebuilding your home or property after an earthquake.
Provide coverage for repairs to foundations, walls, and other structural components damaged by seismic activity.
Covers temporary housing and living costs if your home becomes uninhabitable after an earthquake.
If you want to get an exact cost for Earthquake Insurance, we encourage you to get quotes now from our experienced agents
Our experienced agents are well-versed in what type of coverage is needed to protect your property from the risk of earthquakes. After understanding your insurance needs, our agents can usually reduce policy prices through additional discounts of 10% to 15% from the instant quotes you receive.
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