Has your Builder’s Risk Insurance Company customized your policy to suit your unique painting business? A painting contractor does not face the same risks as a roofer, right? So, if your insurance provider hasn’t tailored your policy, you may not have the coverage you need.
You could think you are covered for certain risks and it can be a shock to discover that you are not. You may also be paying for things you don’t need. In a case like this, your Builder’s Risk Insurance Company is not looking out for your best interests. And this can hurt your business,
Builder’s Risk is specialized coverage and must be tailored to your requirements. Not all insurance companies focus on the construction industry. It’s hard to find an insurance company that provides Builder’s Risk Policies. It’s even harder to find agents with knowledge and experience in providing coverage especially for painters and decorators.
It can be tempting to buy the cheapest policy available, but this can be an expensive mistake. If it doesn’t give you the right coverage you could be out of pocket when it comes to making a claim. Your Builder’s Risk insurance company should be giving you the right advice, so you are fully covered.
Your Builder’s Risk policy can provide coverage for many things. Some examples of what can be covered include:
Not all of these items are relevant to your business. This is why it is important to work with an agent that has the right knowledge. They can guide you to choose the things you need and exclude the things that are not relevant to your unique business.
Once you have the right coverage, you want to pay the least amount possible. If another policy provider can give you the same coverage for a lower price, it’s a no-brainer. A painting contractor or sub-contractor needs to manage its costs carefully to be successful. Unnecessary expenditure can make the difference.
Your painting or decorating company is in safe hands when you choose us as your Builder’s Risk insurance company. Our agents will assist you to get the coverage you need so you can work with confidence on your projects. You will also be paying the right price. Call Builder’s Risk on (877) 960-0221.