Things You Don’t Know About Construction Insurance

The more you know about Construction Insurance, the more you can protect your small contractor business. You don’t have to be an expert to get the best insurance coverage at the cheapest rates. However, it does pay to choose an insurance company with both the know-how and caring customer service. This is where you’ll get advice about Construction Insurance that you can trust.

Trusted advice about Construction Insurance

Before you read any further, let me tell you a little about Builder’s Risk Insurance. This way you can decide whether it is worth reading further. For advice on something to be worth anything, it should come from a trusted source, don’t you think?

These are 3 of the things that make us one of the best insurance companies in the business:

1. You don’t wait and worry: We will get you comparison quotes from at least three different insurance companies in minutes. We guarantee certificates of insurance in under 4 hours.
2. Better rates for you: We represent over 18 different insurance companies from large national companies, to smaller regional companies. This means we get competitive rates.

3. Less work for you:  We go the extra mile by obtaining your loss runs/claim history on your behalf.

Coverage that every contractor needs

So now that you know we’re worth listening to, let’s take a look at the main areas of vulnerability for a contractor like you. They are:

• third party claims
• employee claims
• property damage claims.

The purpose of insurance is to protect you from financial loss that arises out of accidents and unforeseen circumstances. You should bear in mind that even if it is not your fault when something goes wrong that causes financial loss, you can still be held liable.

There is no one policy that covers all 3 of these areas.

Include these policies in your insurance program

1. Contractors General Liability for claims brought by a third party that suffers financial loss as a result of your course of business.
2. Workers Compensation Insurance to protect your employees if they are hurt at work.
3. Builder’s Risk Insurance covers more than just labor, materials and equipment that are needed for new construction project, it can cover profits as well.

Turn to Contractors Liability for Construction Insurance

Builder’s Risk Insurance is trusted by thousands of clients. Find out for yourself.  We specialize in getting you covered for property replacement equal to the value of the property lost. We also provide coverage that can reimburse you for a percentage of profit earned as of the date of the loss.

Speak with one of our consultants at 877 960 0221.