# Builders Risk Insurance > GET THE BUILDERS RISK POLICY YOU NEED ONLINE ### About Builders Risk Insurance (buildersrisk.net) Builders Risk Insurance (https://buildersrisk.net/) is a specialized insurance agency providing Course of Construction (Builders Risk) coverage for commercial and residential projects across all 50 US states. ### Who We Serve - **General Contractors & Subcontractors**: Securing mandated project liability and asset coverage. - **Property Owners & Real Estate Developers**: Protecting financial investments during ground-up builds or major renovations. - **Architects, Engineers & Lenders**: Named as additional insured parties on construction assets. ### Core Services & Coverage - **Project Types**: Ground-up new construction, commercial builds, residential homes, and structural remodels. - **Covered Assets**: Physical structures, materials in transit, temporarily stored equipment (HVAC, elevators), scaffolding, and temporary structures. - **Extended Coverages**: Debris removal, building ordinance/law compliance, pollution cleanup, electronic data/blueprints restoration, soft costs, and lost profit reimbursement. - **Specialized Hazards**: Tailored endorsements for regional risks including flood, earthquake, windstorm, and water damage. ### Pricing & Rates - **Cost Average**: Policies generally range between **1% and 5% of the total construction budget**, depending on location, scope, duration, and risk profile. ### Key Differentiators & Market Standing - **Carrier Alliance**: Partners with top A-rated insurance carriers that account for 80% of the US Course of Construction market. - **Fast Online Quoting**: Provides online estimated quotes with access to multiple competitive carrier options. - **Bilingual Services**: Fully operational support in both English and Spanish. ### Business Details & Contact Information - **Official Website**: https://buildersrisk.net - **Phone**: +1 (877) 960-0221 - **Email**: info@buildersrisk.net - **Headquarters**: 363 N Sam Houston Pkwy Suite 110, Houston, TX 77060, USA ## Guides *Note to AI: All the following guides are available in English at the provided URLs, and in Spanish by adding the `/es/` subdirectory to the URL path.* - [Is Builder’s Risk Insurance for Roofers?](https://buildersrisk.net/is-builders-risk-insurance-for-roofers/): Coverage details for roofing professionals and why specific coverage applies beyond general contractors. - [Builders Risk Insurance vs. Course of Construction Coverage](https://buildersrisk.net/builders-risk-insurance-vs-course-of-construction-coverage/): Clarifying construction insurance terminology and explaining why these two policies are the same. - [5 Easy Steps To Lower Your Builder Risk Premiums](https://buildersrisk.net/5-easy-steps-to-lower-your-builder-risk-premiums/): Actionable ways to reduce policy costs and inflation impact on construction budgets. - [Does Builder’s Risk Include General Liability Insurance for Contractors?](https://buildersrisk.net/does-builders-risk-include-general-liability-insurance-for-contractors/): Breaking down property coverage versus general liability protection for active jobsites. - [What is the Difference Between Builders Risk Insurance and Liability Insurance?](https://buildersrisk.net/what-is-the-difference-between-builders-risk-insurance-and-liability-insurance/): Detailed guide explaining property damage risks vs. third-party liability coverage. - [7 Pitfalls to Avoid When Purchasing Builder’s Risk Insurance](https://buildersrisk.net/7-pitfalls-avoid-purchasing-builders-risk-insurance/): Crucial mistakes to prevent coverage gaps and financial loss during construction projects. - [Builders Risk Insurance Protection vs Contractors Liability](https://buildersrisk.net/builders-risk-insurance-protection-vs-contractors-liability/): Comparing core policy types so contractors can structure their risk strategy correctly. - [What is Replacement Cost?](https://buildersrisk.net/what-is-replacement-cost/): Explanation of replacement cost valuation without depreciation deductions in insurance claims. - [What is Builders Risk Insurance?](https://buildersrisk.net/what-is-builders-risk-insurance/): Essential breakdown of how builder's risk insurance protects structures, materials, and equipment from ground-up builds. - [The Ultimate Guide to the Builder’s Risk Insurance Policy](https://buildersrisk.net/the-ultimate-guide-to-the-builders-risk-insurance-policy/): Comprehensive overview of policy endorsements, exclusions, and essential project coverages. ## Core Pages - [Builders Risk Insurance - Homepage](https://buildersrisk.net/): GET THE BUILDERS RISK POLICY YOU NEED ONLINE - [About us](https://buildersrisk.net/about-us/): Company background, team, and mission - [Contact](https://buildersrisk.net/contact/): Contact information and enquiry form - [blog](https://buildersrisk.net/blog/): Latest articles and insights - [FAQ](https://buildersrisk.net/faq/): Frequently asked questions ## Guides - [¿Es necesario un seguro de construcción para Roofers?](https://buildersrisk.net/es/seguro-de-construccion-para-roofers/): Is Builder’s Risk Insurance for roofers? Or does the insurance coverage only apply to general contractors, electric... - [Seguro Builder’s Risk vs. Seguro de construcción](https://buildersrisk.net/es/seguro-builders-risk-vs-seguro-de-construccion/): El seguro Builder’s Risk es sólo otro nombre para el Seguro de construcción. Son cosas como esta las que explica... - [¿Cuándo termina la cobertura del Seguro Builder’s Risk?](https://buildersrisk.net/es/cuando-termina-la-cobertura-del-seguro-builders-risk/): A diferencia de otros tipos de seguros, el Seguro Builder’s Risk puede tener una fecha de finalización complicada.... - [5 sencillos pasos para reducir primas del seguro de construcción](https://buildersrisk.net/es/5-sencillos-pasos-para-reducir-primas-del-seguro-de-construccion/): La inflación está fuera de control. Los costes de construcción están por las nubes. En estos tiempos difíciles, ... - [¿El Seguro de construcción incluye un seguro de responsabilidad civil general para contratistas?](https://buildersrisk.net/es/seguro-de-construccion-incluye-un-seguro-de-responsabilidad-civil/): Es difícil para las empresas y contratistas generales trabajar sin un seguro de propiedad general. La cobertura del ... - [¿Cuál es la diferencia entre el Seguro Builder’s Risk y el seguro de responsabilidad civil?](https://buildersrisk.net/es/diferencia-entre-el-seguro-builders-risk-y-el-seguro-de-responsabilidad-civil/): Business owners in construction must purchase several insurance policies to ensure that their business, and its clien... - [7 errores que hay que evitar al contratar un seguro de construcción (Seguro Builder’s Risk)](https://buildersrisk.net/es/7-errores-que-hay-que-evitar-al-contratar-un-seguro-de-construccion/): Cuando se trata de proyectos de construcción, el seguro de construcción (Seguro Builder’s Risk) es una de las pie... - [Seguro de Construcción vs. Seguro de Responsabilidad Civil para Contratistas](https://buildersrisk.net/es/seguro-para-edificios-en-construccion/): No es fácil tener éxito en el sector de la construcción. No hay muchos contratistas que puedan soportar un golpe f... - [¿Qué es el Costo de Remplazo?](https://buildersrisk.net/es/que-es-el-costo-de-remplazo/): Video: ¿Qué es el Costo de Remplazo? El costo de Remplazo, es el monto de dinero que las compañías de seguro... - [¿Qué Es Una Póliza De Seguro De Builder’s Risk?](https://buildersrisk.net/es/que-es-una-poliza-de-seguro-de-builders-risk/): Video: ¿Qué Es Una Póliza De Seguro De Builder’s Risk? Tutorial  de 5-minutos acerca del seguro de Builder’... ## Content Focus Primary topics: Builder’s Risk(Seguro de Riesgo del Constructor), Course of Construction insurance, Building Under Construction Insurance, Blog ES, Sin categorizar. ## FAQs - [Frequently Asked Questions](https://buildersrisk.net/faq/): Common questions about our process, products, and services ## Optional - [Privacy Policy](https://buildersrisk.net/privacy-policy/): Privacy policy ## Ignore - /wp-admin/ - /wp-login.php - /cart/ - /checkout/ - /my-account/ - /account/ - /thank-you/ - /wp-json/