Course of Construction Coverage

Course of Construction insurance is another name for Builder’s Risk Insurance. Why? Because this policy only provides coverage for the duration of the construction project. In other words, the policy is project specific.

But, what financial risks does Builder’s Risk cover? This coverage is not third-party liability coverage. It will not give you protection from liability claims. So, if you are sued for damage to your client’s property, you will rely on your General Liability Insurance not your Builder’s Risk.

What you get

Builder’s Risk protects building owners, property developers and contractors are protected from the devastating impact of fires, floods, vandalism, theft.

What it costs

Your coverage can cost as little as 1% of the construction cost.

Get more information

Read the Builder’s Risk blog for more about Course of Construction insurance.

August 24, 2020

I’m Not the Contractor, Why do I Need a Builder’s Risk Policy?

Also known as Course of Construction, a Builder’s Risk policy provides you with unique property insurance coverage. The policy not only covers the building under construction but the […]
August 21, 2020

Homeowners Coverage vs Builder’s Risk Insurance

Are you familiar with Builder’s Risk Insurance yet? This is a type of insurance for your small contractor business. In this article, we’ll look at why […]
August 3, 2020

Builders Risk Insurance Protection vs Contractors Liability

Choosing the best insurance coverage to carry between different insurance options has always been debated. This review should help you clarify some of them and understand […]
July 6, 2020

The Ultimate Guide to the Builder’s Risk Insurance Policy

Buildings under construction are prone to different risks. Contractors and building owners face challenges like vandalism, theft of construction materials, natural disasters, etc, while at the […]
July 1, 2020

10 Questions You Should Ask Your Agent About Course of Construction Insurance

Course of Construction Insurance is the way savvy contractors protect their profits. This policy is also known as Builder’s Risk Insurance precisely because it covers you […]
May 25, 2020

The Builder’s Risk Insurance Policy That Protects Your Profits

Did you know that theft of materials and equipment costs construction companies thousands of dollars and lowers their profits?  You may have heard of builder’s risk […]
April 22, 2020

Builder’s Risk Insurance vs Workers Compensation

Having forward-thinking regarding workers’ reputation and safety can only benefit all sides. Unfortunately, accidents occur no matter how careful we are in our work. When that […]
March 17, 2020

Contamination Cleanup For Contractors

Did you know that contamination cleanup for contractors is a significant part of the construction business? Several activities on a building site can cause pollution. However, some precautions can reduce this. As a general contractor, taking the right precautions to avoid pollution is a must. However, mistakes happen. In this article we will look at how to minimize pollution, and how your Builder’s Risk Insurance Policy will cover you in the event of unforeseen incidents.
March 16, 2020

Best Cheap Builder’s Risk Insurance in Montana

According to Farmer brown, about 50% of construction contractors in Montana experience theft on the job site while handling a construction project, which makes a builder’s […]
March 14, 2020

Is Builder’s Risk Insurance for Painters?

You have many choices when it comes to insurance for painters. But, like many contractors, painters find this whole thing about insurance a bit confusing. Policy jargon and insurance terms make it difficult to understand. But, let’s all agree that the most important coverage for all contractors is general liability insurance because it covers third-party injury lawsuits as well as property damage. While we’re here, you know that your general liability insurance shouldn’t be less than $1 million in coverage right? Is it?
March 3, 2020

The Difference between Builder’s Risk and Inland Marine

It’s easy to confuse insurance policies and believe they offer more protection than they do. Contractors are often left confused about whether their Construction Project Coverage is sufficient. Is Builder’s Risk enough or will more insurance be required? Do you know the differences between Builder’s Risk and Inland Marine Insurance?
February 27, 2020

Is Builder’s Risk for Plumbing Contractors?

Regardless of what you’re building, fixing or renovating, the importance of Builder’s Risk for plumbing contractors cannot be stressed enough. Builder’s Risk insurance is a contractor insurance coverage created to help protect your business against disasters such as loss or damage to your tools or equipment. 10 Facts about Builder’s Risk for Plumbing Contractors Below we’ll tell you more about what is also known as Course of Construction insurance.
February 26, 2020

Is Builder’s Risk for Painting Contractors? Find out!

Builder’s Risk Insurance for Painting Contractors — most painting business owners don’t think about it, do you? To be honest, your priority has probably been general liability and Workers Compensation. It’s easy to see why you wouldn’t have factored Builder’s Risk Insurance into the equation. So the answer is, Yes. Let’s take a look at where the protection your business gets from Painters Insurance stops, and where Builder’s Risk coverage starts.