Best Cheap Contractor Insurance in Missouri

Builder’s Risk Contractor Insurance in Missouri costs only 1-5% of construction costs.  Builder’s Risk Insurance is inexpensive protection for your business and construction projects. Are you getting value from your coverage?  Quality workmanship helps you stay ahead. With a projected 13.11% growth in construction by 2026, it’s a competitive market. Good, cheap Builder’s Risk insurance is an excellent way to minimize losses and bolster reputation.

Check What’s Left Out

Many contractors buy a basic Builder’s Risk package and stop there. They aren’t aware of what is and isn’t a ‘covered cause of loss’. Builder’s Risk coverage usually protects against fire, wind, rain, hail, vehicle crashes and theft.  But there are exclusions. You can secure cheap Builder’s Risk Insurance in Missouri by simply reading your policy.

In Tornado Alley many standard policies exclude earthquake and tornado damage, for one example. If you double-check, you can create a plan that doesn’t expose you to huge potential losses. This alone gives you better protection than most of the other 13,000 companies in your state.

At Builder’s Risk Insurance we focus exclusively on contractors. We’ll assess your particular situation and make sure you’re protected at the lowest cost.

Choose Builder’s Risk Extensions Wisely

Thanks to the distinct perils of each construction site, there isn’t a one-size-fits-all policy. The most valuable plan is largely a matter of extensions.

Missouri presents several particular factors you can address with cheap Builder’s Risk insurance extensions:

• Debris Removal: Tornadoes and strong winds can scatter things across the site. Removal is expensive and delays can cause work to stop. This simple addition could be an invaluable extension to your contractor insurance in Missouri.
• Temporary Structures/Property in Transit: A $11.3 construction industry means bigger sites and more expensive structures. The Chartered Institute of Building reports 92% of contractors experiencing theft on a regular basis. You’ll save the most by insuring everything expensive, on site and off.

• Ordinance or Law: Kansas City has seen 14 Building Code amendments in 2020 alone and is currently considering changing its regulation code entirely. It may be cheaper for you to simply get coverage against any losses if they change the rules while you’re working.

We have expert knowledge of both the Missouri and Kansas markets.  So we know these environments and how to design a policy that covers what’s really needed.

Get Builder’s Risk Contractor Insurance In Missouri

Locking down the best, cheapest construction insurance in Missouri can be complicated. There are many considerations. That’s why it’s best to connect with an agent who knows the business, inside and out.  At Builder’s Risk Insurance, we have thousands of five-star reviews and an A+ rating with BBB. We will get you Cheap Builder’s Risk Insurance in Missouri today.

Call us today on 887 960 0221 to start building a cost-effective, powerful protection plan for your business.